Hey hey hey, don't diss my beloved Wriggle. I adore her and our insect swarm.I guess money isn't a problem in NAS, but if you're in AnonTW, well uhh there's not that much money makers in the game you can focus on without getting your schedule fucked up by breeding the entirety of Gensokyo.
Still, watch who you choose to breed; who knows you might end up siring a clutch of fish.
Money is no problem if you sell a ton of expensive ingredients to Eirin, or haul colossal logs to town. Both gathering and lumbering can be done with time stopped and indefinitely if you spam potions.