What the hell do you think Nikki was doing? She was asking for a loan from somebody she wasn't on the best terms with. Hell she even dressed the part. I get that y'all want to defend Nikki, but cmon!
Nicky and Guy were actually on good terms. The thing is that Guy was, and still is depending on the gameplay, a fucking SIMP. Brent knows it. Nicky knows it. And that's why they decide to go ask him for money.
You, as a player, can change Guy's SIMP attitude. And you can turn the humiliation that every SIMP carries inside, into hatred. And rape and humiliate Nicky. Or just be a real man, and stop simping, without raping or blackmailing Nicky either. Or you can continue being a fucking SIMP.
In any case, I pretty much agree that it's indefensible that Nicky "only goes to see Guy as a friend." No, no. Nicky goes to Guy's house to milk his wallet. Nicky is like all streamers, instagramers, E-Girls, etc... who take advantage of the weakness of men with little self-esteem to make a living out of it.
And as you can see in my signature, I like Nicky. She's one of my favorite characters in FiN. But that doesn't mean I don't see her for who she really is.