There are items such as bras, panties, and may be skirts. I dont recall seeing jackets and shirts. Even so, the items that you have are very difficult to match against what a character actually wears. So, if you want to have a scene with character dressed, and then trowing her top off, I'd say it is nearly impossible.
Here I have a much smaller task of matching a bra item against the underwear, and yet something so simple took half a day to make. So, if you are adamant about your particular scene, in terms of time it will be very expensive.
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