Ahh I see. Ok but the situations you describe dont really give you sub points. They give you negative points for the ranking. So it is not seen as submisive to defy the Karlssons in this situations, but it is bad for your grade.
Which actually brings me to something intresting. When starting the game and from the introduction in the very first choice of the game, it seemed there were two opposites that would form the story:
Dom vs Sub
Good vs Evil
BUT the game forkes much to hard, much to early for the first opposite to acutally matter anymore. It is nearly impossible to get actual sub points on dom route (except secret sub of course) and also nearly impossible to get dom points os sub route. I think one of the only times that acutally happens is in very early shared decisions after the initial K4 or K5/K6 grade.
What I get from this is, that initially the game was most likely planned very different to acutal use those 4 stats as the most important to actually form the story. But instead of constantly make decisions about those stats, Tess decided to basically make 2 games. One for dom and one for sub.
There is only one chance to change from K4 or lower to K5+ and this is with Olivias first judgment scene. And the change here actually forces the player into secret sub. While it is complelty impossible to fall down from K5 to K4.
This game split acutally opens up one of the biggest plot holes (in my opinion) on sub route:
During the second Olivia judgment in the throne room, a
good Olivia with max sisTeam and princesseye points (up to this point of course) forbids Kane from using his Kpass to go from K4 to K5, because she doesn't want anybody get that rank on that day.
BUT she knows that the game show will happen after that. A game show that has a pretty high chance of killing Kane (at least in the story) so
WHY THE ACTUAL FUCK does she prevents her adoptive brother/love interest to be safe from this, if she is good and has a good realtionship with him

?
I assume (and really this is speculation) that initially (and I mean very early) the ranking was planned as less relevant for being sub or dom but more like an overall ranking how good the player does, while interactions with different characters would play out differently depending on how dominant/submissive Kane is or acts in these situations.
As a sub leaning switch, this actual would be an even more intresting game to me

, and what I thought it would be from the introduction.
So yeah, the game does not penalize you with sub points. It penalizes you with giving you a worse grade. Because the dom stat doesnt really seem to matter anymore after we are on dom route.
And about the switch girls. I agree with your examples except Alessandra. I think she is acutally one of the girls that only really wants a sub long term and she acts like it. Yes she enjoys using Kane as a bull in cuckold stuff but unlike Dominique or Juliette she doesn't really wants Kane to take the lead. But I complelty agree with Veronica, she either wants a Kane that is equal to her. She doesn't want a guy that dominates her, but a partner. Or a sub if on sub route, but even here she seems to be more into gentle femdom and it seems her sub would have to be very competent and successful outside of the bedroom (kinda like with secret sub, but coming from sub route instead of dom route).