So I have been using
djv007 excellent modded HTML to start games, and have since made some tweaks of my own, for the parts i find too much of a grind (we all have our own kinks on How Much Grind and What Kind of Grind.)

I'm attaching a Save file with DJV's modded stats, with two additional mods: I've done all the room upgrades and bought/read all of the books from the Bookstore and Devious. I haven't done much else so that people can use this as a baseline starter game file, with just those things adjusted. So Influence is unchanged and I've bought Lovisa, bought the General Store, Market, clothes and bondage stuff, bought best weapon ammo and combat gear from the original Weapon and Armor stores and hired OK mercs. I started one course (Wolf's) at the Academy but didn't mod them in the Save file otherwise since there are some events that happen while finishing them. And I didn't change my Influence (although I almost always do bump that right away to 5000) in case people want to earn it the hard way.
To use this, first go get and install
djv007's modded game as suggested. You can copy/paste it into the current Public release (.7.9.3) and it will work. Open the game, go into Quick Load and select the Load from File button. Select the Save file I attached here and it should open right up from there. HTH!