officially it used to be called hermaphrodite personally I find it better but with the current political correctness its turned into intersex which while pc isn't as well known and doesn't have any lore/history hermaphrodite comes from Hermaphroditus who was a Greek god who as per legend was said was generically both genders and the term futanari is more open then you might think there are multiple types of futanari as it is quite literally just Japanese for hermaphrodite its just the most commonly depicted has both bottom parts but there's variation a woman body with only a penis a male body with only a vagina and naturally a male or female body with both all fit the term its aspects/dna that matters with the term not depth of the aspects just that both genders are included.
Hermaphrodite implies having both genitalia (not necessary at the same time, as some hermaphrodite animals change sex under circumstances). Which is not the case for the femines, they don't have a vagina.
About futanari, I don't care if they have both genitalia or just a cock.
But on this very forum, some people are very sensitive about that.
And one of the best way to start a shitshow here is to call futanari a character with a female body, a cock, but no vagina.
That, and the three letters of doom (
NTR).
