It would be interesting to hear your stories about your experience with prostitutes.
To make a long story short, during college I made several friends, most of them came to my city for college.
There was a older one that worked on oil industry and was a regular customer of those services;
There was another one which lived in a building that had several apartments in which those services were provided;
There was another one who was a virgin and really wanted to get rid of this "condition", but was too shy to go for it, so he arranged with the previous two guys to take me to a bawdy house when I turned 18 as an excuse for himself...
There was this guy that really drank a lot and one day, when he tough he got lucky with a buxom lady, he eventually discovered he slept with a transgender.
There was this girl from the countryside that was astonished when she discovered how her lady friends were able to afford a furnished apartment only for themselves while she could only afford a small shared one and that with the support of her parents.
So I ended amassing experience from several people and situations, even though I only paid for those services twice (in unorthodox situations). To quote Machiavelli, there are three classes of intellects, if you can learn by others' people experience you're well enough yourself.
While we shouldn't put stigma on people, it's not uncommon, when someone is into this kind of thing to find himself:
a) robbed of money from a wallet or some valuable possession when you take a call girl in your home;
b) getting way less time or being milked for more money than you previously agreed when you go to the call girl condo;
c) having to deal with drugged people when you go to red light street. Also, getting blackmailed if you're married (there are criminals in cahoots with prostitutes to extort money from married/religious guys) ;
d) getting yourself toyed with if you agree to go on a date with a call girl that you already had been before and "liked you because you are special". Bad news, you're actually "emotionally needy of affection" and she realized that;
e) getting swindled when you cling a long term deal (e.g. you sell something in installments trusting that she will pay the rest later) because money comes "easy" around her (not saying that their pay is easy, but some people spend thousands with drinks, rooms, parting, cigars, gifts and everything plus the service itself, that's how the house makes money), that she didn't even realize that for normal people that go from pay to pay to make ends meet, "small" quantities may be the difference between affording something as essential as medicine or not.
When in doubt just remember that one of the oldest texts discovered is a warning from an Akkadian father toward this son saying not to make a wife from women whose men are a multitude. This is 2200 BC.