That makes no difference since it's possible for Riley to make 300-400 dollars more each week, than she pays Wyatt. Even after buying clothes, and the gym pass, and the stuff for the party, there's still plenty of money each week to buy a couple of renders, without ever dropping below 400 dollars. If you decide to miss time out, because you can't be bothered grinding the cash, well yeah you might get into trouble. But in a game of this sort, why would you do such a thing?
For example, in the week I just played, Riley earned nearly 600 dollars (even accounting for the 200 dollars that failed to materialise from Elijah's stream) but her outgoings were only 250 dollars, leaving over 300 dollars for her to potentially spend on renders. If you buy renders regularly throughout the game, it should be very easy to get them all, without ever being short of money.
The whole point of Riley doing Elijah's stream is to earn extra money. So why claim she's earned 200 dollars and then not have it materialise? All the other streams result in her earning extra money. So it seems like a big oversight, hence my query about it possibly being bugged content?