I think I pretty much agree with all of your points. But what I'm personally conflicted about is if LoF is really
not a story-first game, or if the story is just not that great.
Back when I added it to the list, the game looked promising. We've had an MC whose girlfriend disappeared mysteriously. He was a working a dead-end job and didn't really have much going on. One day, he ran into a suicidal girl, which kind of became the catalyst that woke him from his stupor.
To me the main plot is a little confused. Like, what's the actual inciting incident? Is it the moment, when the PC gets enticed by Kira's legs (like I did)? Is it him getting randomly picked up by a pop singer? Is it the chance reunion with Steph and her lying about being married? Is it really Cece's suicide attempt? Because it seems like the story could've went on with or without any of these encounters.
Not sure how I feel about calling attempted suicide a "leap of faith", but I also don't know what else the title could be refering to, because the only character that's taking leaps is Cece. The PC doesn't really leap into anything, but is rather passively getting picked up by all the women he gets to meets. If it wasn't for the title, I almost feel like switching Steph's and Cece's role as MC, more than halfway through the game, is a retcon.
In hindsight it makes no sense for Steph to not be the main LI, because the game treats everything she says as the absolute truth.
But we have to pick a LI before she gets the chance to confess, so the question is what even is the PC's problem? It's not like he needed any help picking up Kira, Robin and Lexi (besides Chris giving him little nudges) and if you choose any of those three as the main LI, then claiming that he can't get over Steph makes no sense.
The main story (if you can call it that - I mean Cece's situation) was also left unresolved. Besides her promise not to do it again during that cheesy beach scene, nothing has actually changed for her. Steph has it even worse because she regressed! She went back to the job that caused all of her and MC's problems, with MC's blessing. It doesn't even make sense! And what about MC's family? We meet the father and the sister, and then... what? It went nowhere.
It's also silly how much it's emphasized that Linda is in the shit, because everybody abandoned her and they don't want that to happen ever again. Then the next day the party is over and everybody goes their seperate ways... And then Cece getting on a bus all alone is supposed to be a satisfying ending.
So, when you look beyond all that, what are we left with? A sewage worker meets a popstar, who for some reason invites him and his friends on a private jet flight to her place. They have lots of fun over the next few weeks. Everyone goes back to their lives, and MC ends up with a new girlfriend. That's not much of a story, is it?
The simple and boring fact that Lexi is a wealthy and generous pop singer does a lot of heavy lifting for the story progression, but it also just enables fan service like giving the characters a chance to show off their bikini bods all day. The game would've been much better, if it only focused on Steph, Linda and Cece honestly. Why even have a ridiculous backstory like a spy going undercover at a highschool, if that doesn't get explored any further.
Imagine if "Finding Miranda" had you pick a LI from the whole Elsaverse halfway through the game and the choice would only really be about which sex scenes you get to unlock in the gallery.
But I'm still conflicted about LoF, because at least the story is worth discussing. It's just that the dating sim part of the game is such a contrast to the main plot. Picking a LI just for the sex scenes definitely takes away from the story imo.