VN Ren'Py Where It All Began [S1 Ch.4 Fix 1 Steam] [Oceanlab]

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C

Cabin Fever

Engaged Member
Nov 23, 2018
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faramata said:
If you earn 6 percent on 1 million dollars, that's 60,000 a year. You can't live on that?
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Someone with a net worth of $1000000 likely has 50-75% of that tied down in their house, so no, they won't earn that $60k per year.

But let's disregard that critical point for a minute. Because the $60k is income, tax takes a big chunk out of it. If they rent instead of own so that the entire $1000000 is cash flow, then they have to pay rent. Once you add rent on top of tax, half, if not more, of that $60k is gone in just 2 basic expense items. And that's before food, let alone utilities, phone bills, etc. Now tell me, how comfortable a life is it to live on $30k a year to cover all that? All this doesn't even account for inflation, which makes all those dollar figures worth less and less every single year.

If they have free cashflow of $1000000, then their net worth is likely double that if not more.

faramata said:
And if you're really that strapped, you can always go back to work. 60,000 a year would be pretty good even in the US, I'd say. In Eastern Europe or South America you'd be the damn Kingpin with that kind of money.
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If they have to go back to work, then they are not retired, which defeats the entire premise of "retiring on $1000000 for the rest of their life".

faramata said:
60,000 a year would be pretty good even in the US, I'd say.
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As already debunked, no, not even close to decent, let alone pretty good.

faramata said:
In Eastern Europe or South America you'd be the damn Kingpin with that kind of money.
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The entire discussion is about whether Ocean is living the good life in Germany with his earnings from the games. Last I check, Germany isn't Eastern Europe or South America. So unless Ocean is moving there, your last point entirely irrelevant.
 
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KrusherKev

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Aug 23, 2022
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Just did a google search, interest income is taxed at min 25% and appearantly up to 45% in Germany. :rolleyes: wow that'san even higher rate that I had thought.......and the interest income is supposedly taxed while at the bank, and the taxes paid directly to the tax office, guess it is kinda hard to get around that
 
P

Pr0GamerJohnny

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Sep 7, 2022
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faramata said:
If you earn 6 percent on 1 million dollars, that's 60,000 a year. You can't live on that? And if you're really that strapped, you can always go back to work. 60,000 a year would be pretty good even in the US, I'd say. In Eastern Europe or South America you'd be the damn Kingpin with that kind of money.
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this ^^^ no one seems to understand the force of a strong market (or what it's recently been). Even with inflation eating up 2-3%, at 8% annuals thats 5% or 50 grand on a mil.
 
J

Jantio1999

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Apr 1, 2025
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faramata said:
If you earn 6 percent on 1 million dollars, that's 60,000 a year. You can't live on that? And if you're really that strapped, you can always go back to work. 60,000 a year would be pretty good even in the US, I'd say. In Eastern Europe or South America you'd be the damn Kingpin with that kind of money.
Click to expand...
So 60,000 a year if like 5000 a month. Having a rent of average 2400 or more a month (4 people). 500 heat/elec, insurance 500 (it's cheap here in comparison), food 1000 (those 2 kids eat a lot these days).

We live...

Damn I'm glad I bought a house, it saves me more than 1000 euro of rent every month. Just imagine you're living in a big city, like NY or Amsterdam, Paris or Munich. Rent is a lot higher there...
 
A

Allenebs

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Oct 5, 2024
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Jantio1999 said:
So 60,000 a year if like 5000 a month. Having a rent of average 2400 or more a month (4 people). 500 heat/elec, insurance 500 (it's cheap here in comparison), food 1000 (those 2 kids eat a lot these days).

We live...

Damn I'm glad I bought a house, it saves me more than 1000 euro of rent every month. Just imagine you're living in a big city, like NY or Amsterdam, Paris or Munich. Rent is a lot higher there...
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Or... now get this... you can buy land in the middle of no where for as little as $500 per acre, buy a camp trailer and build your home. People pretending like $60k per year isn't anything when the median income is like half of that is fucking hilarious. You're not strapped to a job at that point, you're free to move to a rural area where the cost of living is still significantly cheaper. I can move to a rural parts of the West Coast (US) and still rent/buy a home for less than $1000 a month.

My parents bought 5 acres on the opposite side of the mountain from a ski resort with 3 separate cabins for $50K a decade ago. They made more than that every year just renting the two additional cabins during ski season, plus more during hunting season. They've both since passed, but the property there is till extremely cheap because it's considered undesirable the other 8-9 months of the year due to being so far from civilization. Which is a 45min drive to one bigger town or an hour to a mid sized city. Two and a half hours from a major city.

Not being strapped to a location for work MASSIVELY opens up your life. That's just another example of how coming from generational wealth completely breaks the system for people. You and me, being strapped to a job, we can't commute to work from a place like my parents place every day. And when we retire, that's not reasonable either because we're too old and our bodies are too broken down for something like that. If you're some 30yo w/ a wife, 2 kids, and no need to work, you can still live affordably.

NEEDING to work is the single most expensive part of living.
 
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seniorboop

seniorboop

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Feels weird to defend guy because I genuinely believe he makes zero effort to improve, but I dont think he's milking at all.

I truly believe out of all the devs that get as much free promo as he does he has objectively the worst project management skills of them all and seems to only regress over time.

Everything is critical path, absolutely nothing goes to the cutting room floor, he saw a glint off the glass of water on his window sill reflecting a vibrant red from a cardinal perched on a branch nearby and now he needs to redo half of the renders because he no longer likes the lighting...

This is the type of person we're dealing with. Milking? Nah. He just doesn't know and also doesn't care to know when it's time to stop and button up what he already has.
 
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SToyS

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May 8, 2025
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Allenebs said:
Or... now get this... you can buy land in the middle of no where for as little as $500 per acre, buy a camp trailer and build your home. People pretending like $60k per year isn't anything when the median income is like half of that is fucking hilarious. You're not strapped to a job at that point, you're free to move to a rural area where the cost of living is still significantly cheaper. I can move to a rural parts of the West Coast (US) and still rent/buy a home for less than $1000 a month.

My parents bought 5 acres on the opposite side of the mountain from a ski resort with 3 separate cabins for $50K a decade ago. They made more than that every year just renting the two additional cabins during ski season, plus more during hunting season. They've both since passed, but the property there is till extremely cheap because it's considered undesirable the other 8-9 months of the year due to being so far from civilization. Which is a 45min drive to one bigger town or an hour to a mid sized city. Two and a half hours from a major city.

Not being strapped to a location for work MASSIVELY opens up your life. That's just another example of how coming from generational wealth completely breaks the system for people. You and me, being strapped to a job, we can't commute to work from a place like my parents place every day. And when we retire, that's not reasonable either because we're too old and our bodies are too broken down for something like that. If you're some 30yo w/ a wife, 2 kids, and no need to work, you can still live affordably.

NEEDING to work is the single most expensive part of living.
Click to expand...
Friend, you are absolutely right, people who are not tied to a place of work can live like kings, but you will not be able to explain this to others on the forum. They are used to living in cities and small apartments and paying huge amounts for it.

I lived in Bali for a couple of years and rented an amazing house there for only $3,000 a month. In Europe, I would pay 10 times more for something like that.
 
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hermit_tr

hermit_tr

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Jan 20, 2022
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SToyS said:
Friend, you are absolutely right, people who are not tied to a place of work can live like kings, but you will not be able to explain this to others on the forum. They are used to living in cities and small apartments and paying huge amounts for it.

I lived in Bali for a couple of years and rented an amazing house there for only $3,000 a month. In Europe, I would pay 10 times more for something like that.
Click to expand...
You can live in luxury in Bali, even with a total budget of $3,000 a month.
But you can't develop AVN there. In Bali (Indonesia) distributing pornography is illegal (making it for personal use only it seems not).:HideThePain:
 
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Jantio1999

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Apr 1, 2025
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Allenebs said:
Or... now get this... you can buy land in the middle of no where for as little as $500 per acre, buy a camp trailer and build your home. People pretending like $60k per year isn't anything when the median income is like half of that is fucking hilarious. You're not strapped to a job at that point, you're free to move to a rural area where the cost of living is still significantly cheaper. I can move to a rural parts of the West Coast (US) and still rent/buy a home for less than $1000 a month.

My parents bought 5 acres on the opposite side of the mountain from a ski resort with 3 separate cabins for $50K a decade ago. They made more than that every year just renting the two additional cabins during ski season, plus more during hunting season. They've both since passed, but the property there is till extremely cheap because it's considered undesirable the other 8-9 months of the year due to being so far from civilization. Which is a 45min drive to one bigger town or an hour to a mid sized city. Two and a half hours from a major city.

Not being strapped to a location for work MASSIVELY opens up your life. That's just another example of how coming from generational wealth completely breaks the system for people. You and me, being strapped to a job, we can't commute to work from a place like my parents place every day. And when we retire, that's not reasonable either because we're too old and our bodies are too broken down for something like that. If you're some 30yo w/ a wife, 2 kids, and no need to work, you can still live affordably.

NEEDING to work is the single most expensive part of living.
Click to expand...
If you get 60.000 by creating AVN's yes you are totally right.

Still living in a camper is nice when you are 20-30 years old, not when you are 50 years or older and or have kids...

I wouldn't want to do it anymore, let's say it like this...
 
Jarulf

Jarulf

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Aug 9, 2020
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I want to see more of Miru's pretty boobs.
Maybe we can persuade Ocean to make a five minutes long animation where Miru hands some pretty, but annoying young girl her ass. In the buff of course.
no, I'm not really suggesting that.
 
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