VN Ren'Py Where It All Began [S1 Ch.4 Fix 1 Steam] [Oceanlab]

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faramata

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Mar 13, 2022
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Allenebs said:
Or... now get this... you can buy land in the middle of no where for as little as $500 per acre, buy a camp trailer and build your home. People pretending like $60k per year isn't anything when the median income is like half of that is fucking hilarious. You're not strapped to a job at that point, you're free to move to a rural area where the cost of living is still significantly cheaper. I can move to a rural parts of the West Coast (US) and still rent/buy a home for less than $1000 a month.

My parents bought 5 acres on the opposite side of the mountain from a ski resort with 3 separate cabins for $50K a decade ago. They made more than that every year just renting the two additional cabins during ski season, plus more during hunting season. They've both since passed, but the property there is till extremely cheap because it's considered undesirable the other 8-9 months of the year due to being so far from civilization. Which is a 45min drive to one bigger town or an hour to a mid sized city. Two and a half hours from a major city.

Not being strapped to a location for work MASSIVELY opens up your life. That's just another example of how coming from generational wealth completely breaks the system for people. You and me, being strapped to a job, we can't commute to work from a place like my parents place every day. And when we retire, that's not reasonable either because we're too old and our bodies are too broken down for something like that. If you're some 30yo w/ a wife, 2 kids, and no need to work, you can still live affordably.

NEEDING to work is the single most expensive part of living.
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Yeah some of them probably don't make that themselves. Not to mention the discussion was "could you live off 1 million, not off 500,000 because 500,000 is locked into a house you bought". And also, also, if you can't earn 6% a year on average and think that you're limited to the measly 2-3 percent interest on deposits paid in America then you're financially clueless.
 
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faramata

Active Member
Mar 13, 2022
724
910
217
Allenebs said:
Or... now get this... you can buy land in the middle of no where for as little as $500 per acre, buy a camp trailer and build your home. People pretending like $60k per year isn't anything when the median income is like half of that is fucking hilarious. You're not strapped to a job at that point, you're free to move to a rural area where the cost of living is still significantly cheaper. I can move to a rural parts of the West Coast (US) and still rent/buy a home for less than $1000 a month.

My parents bought 5 acres on the opposite side of the mountain from a ski resort with 3 separate cabins for $50K a decade ago. They made more than that every year just renting the two additional cabins during ski season, plus more during hunting season. They've both since passed, but the property there is till extremely cheap because it's considered undesirable the other 8-9 months of the year due to being so far from civilization. Which is a 45min drive to one bigger town or an hour to a mid sized city. Two and a half hours from a major city.

Not being strapped to a location for work MASSIVELY opens up your life. That's just another example of how coming from generational wealth completely breaks the system for people. You and me, being strapped to a job, we can't commute to work from a place like my parents place every day. And when we retire, that's not reasonable either because we're too old and our bodies are too broken down for something like that. If you're some 30yo w/ a wife, 2 kids, and no need to work, you can still live affordably.

NEEDING to work is the single most expensive part of living.
Click to expand...
Don't remind me. My mom inherited part of some land on a mountain slope, then struggled to get the rest, because it was divided between a handful of relatives, then proceeded... to sell the whole thing.
 
R

Radon-

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Mar 16, 2023
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faramata said:
Yeah some of them probably don't make that themselves. Not to mention the discussion was "could you live off 1 million, not off 500,000 because 500,000 is locked into a house you bought". And also, also, if you can't earn 6% a year on average and think that you're limited to the measly 2-3 percent interest on deposits paid in America then you're financially clueless.
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Whatever has returned 6% average does not have to return that in the future, just look at what happened to Japan since the 90s. Why couldnt that happen to the stock market or whatever investment vehicle you invest in?

Also 6% average doesn't mean shit when you suddenly have a large drawdown that eats into your returns for years, which you actually want to live off of.

Fwiw I think it's fairly reasonable to assume that it would work, but acting like you could definitely retire off $1 million is crazy. You're essentially betting how the next 60 years of finance might go.
 
Mortarion

Mortarion

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Oct 22, 2017
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TheDuke9999

TheDuke9999

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Jan 3, 2022
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sorco2003 said:
It's a social experiment... to see if this second one also gets the "this thread has had no movement in X days" sign.:p
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very nice , unfortunately you can only talk about the last update almost 2 years ago for so long lol .. helps with new material to talk about in the same decade.
 
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4.00 star(s) 237 Votes