Thanks, Cheeky, but I think the questions was about the situations in which one of the heirs DOESN'T fulfill the conditions for the full 10 years.
In Episode 9, we are told that the estate will be divided between whichever of the three heirs fulfill their conditions:
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In Episode 15, we get more details. We learn that the money will be given to adorable little animals if none of the heirs meet their conditions. But we also learn that if the MC defaults "after a year or two," the money goes to the animals not the two gold-diggers.
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So the question is what stops the MC from agreeing to the terms to deny his share to the gold-diggers, then just defaulting immediately?
My guess is that the first year is the tipping point: if the MC gets the first payment, any future payments he forfeits go to the animals. If he defaults in the first year, then his share would be split by the two gold diggers (unless both of them also forfeited).
Is that correct?