The characters housing arrangements in WVM, so far as of Day 8 (v0.8.3).
MC's New House: MC, Azel, Elizabeth, Jamie, Shauna, Rachael (
She has her office house too), Talismah, Stacy, Jasmine, Willow
Harper's Place: Natalie & Harper
Dormitory: #1) Zoe & Emiko,
#2) Moon & Ruby & Carly
Apartment above Restaurant where Penelope's work: Bailey & Rainn
MC's 2nd Former House: Kimmy
Rachael's Rich Clients own Home/Place: Keyana & Brittany, Anna, Eden
Jamie & Elizabeth Old Home: Millie
Unknown (Assuming the Dormitory): Penelope, Tia, Mackenzie, Skye, Mackenzie
Unknown (Assuming a House/Apartment): Veronica, Mabel, Vanessa, Katie, Lauren, Valeria, Margaret, Alexis, Aubrey, Hannah, Wendy, Leslie, Willabelle
I only listed girls with actual names here.
LocoGringo78 did i miss any details by chance? Particularly with Penelope, I don't recall the story stating whether she lives at the dorm or somewhere near the school campus.