the two problems can only be solved together.
let us admit that somehow the analysis of the documents proves that it is not true that Maya is in danger of going bankrupt forever by not respecting her father's wishes.
this is not that said it would solve the tuition problem, the money would still remain Patrick's.
and even imagining a Patrick in jail, that would create the problem of who should take care of Helen.
the ultimate solution comes only from Patrick realizing that he was wrong and planting her with this theater.
There's no such thing as 'bankrupt forever'. It's seven years at most.
And that's the whole problem with the loan storyline. It just never works. Real world facts are that once a person like Maya passes their 18th birthday, their parents have absolutely no way to control them. As long as the person is willing to just walk away from any help from their parents.
And that's where DPC went wrong in writing this mess.
He could have written Maya as more selfish, unwilling to delay school, or anything else in her life. Therefore making herself vulnerable to malicious manipulation. Or he could have written Patrick as an emotional blackmailer. Making Maya feel guilty for disobeying her Father. Either way the character needed some flaw that would make her vulnerable. But DPC had to write Maya as a perfect little damsel in distress. Unfortunately, that character just won't fit into this scenario