If we want to make sense of Maya's financial situation, I think we need to look past the money-babble used to describe it and think in terms of potential restrictions.
The most plausible explanation I can come up with is that her father arranged a very unusual loan for her, and it allows him to call the loan due ahead of time. Thus if Maya fails to honor the ultimatum, he can demand she pay up. Since the money has already been given to B&R and Maya was never allowed to build up her own savings, she'd have no way to pay and thus would be financially crippled for the rest of her life.
It's pretty dubious, but probably the best we're likely to get until we finally learn the details (and possibly even afterwards!).
There's a slim opening for more, but mostly she says she likes the MC as a friend. Given that she won't offer to hold his hand or kiss him during the night, I think the Jill romance on that branch is about as close to dead as it can get.
Yes, that's different from dik route, I mean if you tel her you are not good for her, you basically rejected her, but if you tell her you are a nice guy, regardless of your "Dik route", you still can make her to like you.
technical, regardless our path or affinity, we can actually reject the main girls. We can reject Sage , to not be her fuck buddy, We can say no Jill ( - or choose to not kiss her, hold her hand make out with her, but seriously who does that?!
- ) , we can limit our interaction with Maya and Josy, until the point where we can basicly say lets just to be friends .
that's why I don't think the affinity or even the Status should punish us. - and now this is not constructive criticism. this is my personal dislike of the system
DarkMetal idea actually spoiled me
, now I'm actually gonna be disappointed that it's probably not going to be that way
.