gogol1234 , i have 32GB (4x8), but i refer to your frequency & latency (cas / cl )
The only (times) i got fatal errors, was during playing, when 'saving' , sometimes during launch like you.
This happen to me with older version like 0.6.xx
My ram spec are ddr4 - 4400mhz cl19-19-19-39 "1.45v"
i did an oc&uv > something like that > 3800 cl14-15-14... "1.41v" woking fine but after an update , i got the fatal errors ...
now with > 3600 cl14-15-15.. never got a fatal error (with 0.6.9--0.7.0 --0.7.1 et now 0.7.2...)