On the Victoria scene, it definitely occurs in Phillips basement. Unless in the fashion Business world there is an Ikea like store dealing in BDSM sex dungeon homewares that every dungeon owner buys from. Unless Decent Monkey just got lazy and reused Phillip's model, the arm and hand shape and the skin tone of the guy doing the whipping belong to Phillip. I don't believe he got lazy.
I think you and I share very different definitions to what is a hardcore scene. To my mind a hardcore scene is any scene that includes the penetration of a woman with a part of the human body or some sort of artificial device. As opposed to softcore that can show nudity but no penetration only simulated sex acts or angles that avoid the penetration. Your definition seems to need to be a LegalPorno style scene with two guys in Monica's arse, one in her pussy and a fourth guy standing over her peeing into her open mouth. As fun as that could be that isn't the definition of hardcore.
ashitanojoe answered this question in the above post only it is Julia's uncle who could supply the documents.