I can see you both of your's points. However, I think P and P intended for Lily to be conflicted about all the sex/no sex decisions she makes at various levels based on stats:Alright, I get what you mean. I feel now that she's as far into the game as she is, and the amount of whore pts she must have at this point would make the scene a bit wrong. She still have the morality of a loyal housewife in the dialogue and thoughts although she been with Fred and alot of other guys at this point, so for her the initative on her own wouldn't be that far fetched.
1) whore score - this basically determines how ready she is to commit sex acts in general
2) individual relationship score - for her to do the next level sexual act with a specific individual she has to have accumulated a high enough relationship score with that individual. So depending on what Lily did before with someone she is open to do more (and more advanced) sexual acts.
3) she is still married to Nick and as long as she feels a level of commitment to him she will be conflicted in every decision
in other words just because she has a super high general whore score, she will only have sex with someone if they have developed the individual relationship score high enough first.
So with the foosball guy, she has not yet had sex with him so she is still conflicted to take the next step.
I think she will remain conflicted for as long as she is somehow committed to her marriage with Nick.
Now given the vibes I get from P and P's Patreon's posts, it seams like that is about to change. My speculation is that Lily will find Nick cheating on her... maybe with the web cam girl...
If that happens i think that "conflicted thing" goes away or at least get lower... we'll see what happens.