This is a good point, I brought it to the attention of the developer but the problem is the women still being in combat and this doesn't seem easy to solve with the way things currently are. I also mentioned pressing Kyaaaa!!! by accident, but knowing him I wouldn't count on anything to change.
As to why anyone would want to Kyaaaa!!! in front of a gang of bandits has a lot to do with health reaching 0 leading to a game over and stamina reaching -100 leading to getting captured. (except against undead who will just eat Lona's brains and she kind of needs them in order to live)
Someone may actually want to get captured, after all this is a hentai game and curiously enough getting captured by orkind lowers the world difficulty by a good amount.
If you're thinking why not just reload this applies to your complaint as well. Also there's people who play on doom. Or people who might object to reloading for personal reasons.
By the way going Kyaaaa!!! from the encounter event sets stamina to -99, so even if you press this by accident you still have a chance to open the menu or rest. I'm not sure why this is but if you're playing like me it sure is convenient.
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Approaching will lead to a game over.