I dunno. As others upthread have said, there's an airhead and then there's a question of competence. I find her adorable and cute, and she's obviously attractive, but much in the same way I found my own nieces adorable, cute, and attractive, yet I would've violently murdered anyone (including myself) who tried to act on that impression. One niece used to constantly hug me, and for a while that was fine. Then she reached an age where it started to mean something else to her, and the hugs were restricted to two heartfelt but short hugs when I arrived and when I departed, which is how it's supposed to work. If she was still hugging me as much as before when she was eighteen, I'd have had a conversation with her parents. Not because I was worried about me, but because I was worried about everyone else.
If Allison's the age that my niece was when her feelings about hugging started to change, then she's way too young to be having sex. If Allison's older than that (as she is in my playthrough), then there's something wrong with her. Stuff she clearly doesn't know, and needs to. Maybe it's not her fault — as I said above, maybe her mom just didn't have the health to teach her about these things, and I'm viewing her as 18 because I can't view her as the intended 13 or whatever — but it would be extremely uncomfortable to progress the relationship if she's as much of a Bambi as she's currently being written.