My fave so far wasReincarnated as a big-dick Orc. Well, given how prominently it features in your self-identity, makes sense you want something safe to put it in, versus, say, a sand dune. Or a thorny bush.
In any case, if the mtl is unedited it may cause the entire game to become unplayable. It's also just really, really lazy, and while you might get the occasional really funny line, it's a malteser wrapped in layers of shitty toilet paper.
"My girlfriend nearly got kidnapped by an orc!"
"Fortunately I managed to save him"