Not true. I have played up to 0.45 and for example, for the life of me, I don't know whether it is better to rely on Alexandra to get the money or rob the mobsters.There are literally two choices game over or they love u. If you need a walk through for this game I would quit playing games
I am also not sure if stopping Boris from killing that woman in 0.45 will come to bite me in the ass. Or if it was better to tell him or not tell him about the cops breathing on the MC's shoulder.