maybe my opinion is also related to an anagraphic aspect, indeed it surely will be, but I appreciate much more a balanced character like Maya (and Bella is very similar) than overly emotional characters like Josy (and Jill for example)
to think that Maya does not reciprocate MC's feelings is rather naïve, especially in the context of an AVN
, only that REALISTICALLY these feelings are not Maya's only priority in life as she is called upon to deal with another emergency that takes priority. even with respect to Josy the issue of the loan takes priority, in the aftermath of Patrick's unexpected visit, Maya begins to reason about whether she should devote herself to her studies and put the affair with Josy on hold, with all the risk of losing her permanently.
now the whole loan storyline is rather stretched and not very believable, but since this is being proposed to us by DPC we have to believe it. Faced with the possibility of no longer being able to attend college and having to pay off a lifetime of debt that she can never repay, it is believable that Maya cannot let go of dreams of love and still have to maintain some lucidity (and in this it is ironic enough that the reason for friction with Josy is that for once Maya wants to have fun and forget, at least for the Halloween party, about her financial problems, by the way to think that saving money for the party costume might make a difference is very.... Jillish)
Maya, like Bella, is the only one who remains believable even in the role of MC's friend; MC doesn't love her back? she gets over it, doesn't show him a grudge, and gets on with her life. I prefer this to Josy who every first chapter of the season goes to MC to make sure he has not forgotten her and if anything instill some doubts in him about his current relationship (not coming forward, but hoping he will), or Jill who after deciding that anyway MC is not the man for her still has a beef with the fact that he is dating Bella or otherwise decides to show up at the Halloween party to make him regret what he missed...this subordinate role, which in an AVN is also fine, is still sad and pathetic...
even Zoey, forgetting the interlude steeped in failure, has this ability to be believable as both friend and lover, seems to me a great merit in DPC's construction of the character