This whole ordeal reminds me of being a student. I had a bad habit of letting small, fixable, problems snowball out of control. I would miss a homework assignment and instead of getting it in late, I would stress out and try to ignore it. Then I'd stress out about the whole class and miss more assignments because I felt overwhelmed. All I had to do was put my big girl skirt on, get the original assignment done even if it was late, and I would have been fine.
Icstor may be a scammer, but he also sounds like he has my problem. All he had to do was keep up and do the bare minimum, but instead he let small missed deadlines collapse his golden goose. I wonder if there were days where he tried to log on and do some work and couldn't even open the program without feeling overwhelmed.