I mean I'm sure some people would like that more than the "slice of life" we've gotten but isnt there enough soaps about how a group of (mostly artistic in this case) teens somehow beat a criminal organization?
Like do we really need to see the render of MC punching the "mafia guys" in the face and knocking them out in a couple of hits? Like these people mostly arent even athletes or anything and since it's a "vanilla" (lack of risks) VN there is no way that any of the girls will be in any serious danger doubley so since this would (theoretically) start with the MC being kidnapped
I guess you could say the (utterly useless so far) adult male of the the house could be some badass Navy seal type saves the day but do people really want that? To be saved by a random guy who is the (one of) the reasons your "getting expelled"?
I will say your idea makes more sense because unlike shitass yours "forces a path even if you wouldn't choose it" (even if you want to give money back they "kidnap you") which is the exact same thing as the expulsion even if you are sexless, as kind as can be, literally do the minimum of amount you still get expelled because of things you forced to do, and MC will not have any options to say "hey but wait......" despite how logical it would be
Edit: just avoiding a double post here but another reason this whole thing is stupid is because the upcoming "character moments" are going to be pretty Meh or not make sense as things are set up.
MC to (insert gf here): omg I'm so sad I'm being expelled!
Gf: oh no MC whhhhhhy?!,!,@,!,!
MC: option 1: uhhhhh I can't tell you?,
option 2: oh I fucked Kate and now she's scared of blackmail
Option 3: I was 100% forced to go to a bar and 100% forced to drink and get a lap dance there and she's expelling me without talking to the absentee adult male who literally forgot to get us enough food