Sorry I was in a mood earlier, just reread my post and I'm a big asshole when I want to be, apologies.
As for the difference between 0.94 and 0.95 there is none. 0.95 is story progress (as is with most updates).
I don't know when you started this game, but essentially since launch the story and it's events have less so been expanded on, and more so just either been disconnected (finished) or processed into a later side part of the story. The NTR route got a little update towards the end of the current story of this version, you would have to replay the whole game up to the route to obtain it if yo didn't choose that route. That's been the only instance of a continuing miss out, other than that every event you can complete and obtain all the scenes (save for the female side you'd have to run 2 playthrough for some scenes, 1 for futa and 1 for female at least in the beginning).
There are little side paths in the game that you can explore depending on your choices, but the only thing you should focus on getting so you don't miss it on this linear path is:
AT THE BEGINNING (college grindset) focus on
-Deryl's/Cheerleader Plotline (Until you join the cheer team and tell your preference to Tess in the shower)
-Emily Plotline (Until you buy dinner for her and her Dad)
-Demi Plotline (Until she/he grinds her/his ass on your lap)
If you do the Deryl and Emily routes up to those points BEFORE meeting up with Alice for the poker party, you gain 2 sex scenes that you WILL MISS if you don't hit those 2 objectives, there are no redos as it is a plot point.
For the Demi one do up to that part of the route BEFORE the beach story event as if you don't I'm like 75% positive you'll miss the sex scene there with her/him. You should have more than enough time for this one than you would fitting in the other 2.
I mean as you play you'll get the gist, I would need to know exactly how you want to play in order to warn you about what choices to make when and where. But there are 2 primary routes:
-The Pure Path
-The Corrupt Path
With slight variations sprinkled in-between the 2. You could play the game murdering everyone and ending routes all together, or you can be an asshole but only sparing fuckables meat (like myself). I have an ENTIRE deep dive into the Corrupt Harem Master "route" I personally play that I can repost here, but that's a very specific way to play that applies to maybe only me, up to you.
There is no difference between PC and Android other than on PC you can cheat and Android comes out a tad later, a day tops if you know the right website (the bastards).
Tell me what you want to know specifically then I can help, otherwise I'm writing the next declaration of independence spreadsheet and spoiler alert; I'm not doing that unless I have a precise view on how YOU want to play the game. Pure, Corrupt, Harem, Neutral-ish, Power hungry, Monster/lore focused, etc. What's tricky about this game isn't really the routes, but how to obtain certain scenes or get certain lore, winning certain battles. Let me know, sorry if this was long.