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Joking aside if we're speculating my money would be on Sarah. Sarah is friends with the dorm girls who judging both by Beth and the girl telling Tara they have something good at the party are the ones behind the DIK and Cathy pic bullshit if I remember right Sarah is at the mansion when the laptop went missing. Sarah is also one of the handful of characters that know Chad is gay and as you said leads MC to a camera. Could all be a big ball of nothing but would hardly be surprising if Sarah is revealed to be shady either.
I don't think it'd turn out to be Quinn so much as Sarah doing her own thing though.
As for Burke he's a millionaire I honestly think at this point in the story he's miserable and bored and just doesn't care at losing what to him is a pittance if he feels alive for a while could also be paying for the tuition makes him feel it's justified. We kinda see it with Jade he ultimately doesn't care too much about losing millions. He is also tried to fuck Mona so Sage's feeling or reputation clearly aren't that important to him.
Pretty sure Joshy92 is fucking with this thread though considering the Arieth stuff.
Where as that Darkwen dude seems to REALLY fucking love Josy.