True, so the point was that there is no point in discussing legalities here. In his own mind, dpc might atually be thinking of the laws of Sweden. Or something.
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- Mar 4, 2023
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zoey vanished to san diego and mentioned that she didnt wanted cross borders to visit mexico.
does make sense to apply swedish laws to the game.
- Dec 16, 2022
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Somewhere in an ideal world, perhaps. But this is unlikely, because Patrick would have to somehow demonstrate the seriousness of his intentions and the grounds that he has for blackmail. For example, if we assume that this is the case and he did not take out any loans, but simply pays for their education out of his pocket, then what could he do if he found out that Maya was with Josy again? His fanaticism and desire to fulfill the vows given to his wife does not correlate with such soft-hearted behavior and fake blackmail. It's one side of the coin.
And the other side... it's too good to be truth. If they find out that all this loan is fake and bullshit it's then the easiest solution to just tell him to fuck off. Do you believe that all this tuition thing and drama, all this Helen part in story which is dragged from the beginning of the game can end just like this? Really? No drama, no dilemmas, no double bottom? I would call it too naive...
He WAS the managing partner. In ~ 13-15 years from the moment in the screenshot, he could have taken a higher position or become the owner/co-owner of the company.
Wasn't it obvious? Without even knowing what we learned in EP10? Even without physical violence (OK, this cannot be called full-fledged physical violence, and Maya and Derek say that he did NOT BEAT or HIT them, and grabbing her hands is closer to pressure, psychological, through minor physical). We already learned that her father is blackmailing her and threat to take away her tuition and college. And, what's most important he started to behave this way only after he learned about Josy. His attitude to Maya changed cardinally after that. He was rough while raising them, but treated them well.
Fuck... when your own parent blackmail you and threatens to turn your whole life down because of your sexual orientation, especially when you 18+ it's fucking worse than any physical abuse. Psychological abuse is often much more devastating and worse than a physical one. Your own parents are the ones who you supposed to trust (fully!), who is supposed to support you. Not being able to trust your parents and just having a thought that they may blackmail you, threaten you or something like that is trully horrible shit.
It's not so scary anymore when you're older, you're on your feet, you've studied and found a job. But when your adult life has just begun and you are literally threatened to ruin your entire future, not to mention being forced to give up the present that you have planned for yourself... It's damn bad.
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- Feb 26, 2021
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If he found out Maya was with Josy again he could cancel the loan payments to the school, thinking that Maya would think she's in debt and could not take out more loans.
But as her credit score indicates - she's not in debt. So Patrick obviously didn't count on her checking into that.
He is from and lives in Sweden. I would expect him to know more about Swedish law than US, which can, of course, vary from state to state. It might not work like that in Sweden, which is after all, a monarchy. Regardless, we really don't know what he knows do we?zoey vanished to san diego and mentioned that she didnt wanted cross borders to visit mexico.
does make sense to apply swedish laws to the game.
- Dec 16, 2022
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So, all his threatment is fake and based on the assumption that Maya will never check her credit history, never go to the bank and try to take out a loan, etc. etc. If so, this will be the most miserable place in this story and what is called "bad writing". I wouldn't bet on it.
What about Derek? Why he did the same thing to him? Just w/o threatments. He really trust him. What's the sense?
It can't end so easily and without hard moral choices or background.
p.s. what the sense then of allowing player to fail the mission of getting the contract?
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- Nov 10, 2020
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While there could be more it but it seems at this point a big part of the loan problem is that Maya didn't read it. At least Maya did have sense enough to check her credit score I don't think this is bad writing
- May 17, 2020
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because for example if Derek had been treated differently this would have created more doubt in Maya? so what difference does it make to Derek? absolutely none. what reason would Derek ever have for not trusting his father? it seems to me that there is no contrast between the 2
do you seriously think that Patrick's plan was designed to keep Maya bound for years and years? protact blackmail throughout college, at least 5 years and beyond?
true undying love is for theories
p.s. the sense of failing the mission of retrieving the documents is one of many checkpoints that will measure which relationship can move forward and which cannot. they will certainly not begin 2 separate stories from here on out
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- Mar 13, 2023
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Well... what can I say. The story quality has fallen. I can't even find strength to finish this episode.
- Nov 13, 2022
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Well that's too bad man I'll see you in December when chapter 11 comes out. I've come too far with this game to retire now.
- Dec 16, 2022
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One more time. All that history and background was built to just simply tell Patrick to fuck off? And on the contrary failing the mission is to prevent Maya to tell him to fuck off? What will change in her life then?, I mean significantly.
Such simple solution would be a quite miserable excuse to drag this tuition story for 10 episodes, show us the Baileys family from inside just to end it like this. Absolute nonsense. As much as I don't like the far fetched theories and exaggerations in any way, but such outcome is just too cheap and too simple way to get out of this shit. It will feel like the wasted time and investment. Not buying it.
Each MG got it's own background and problems to solve. Some of this started in the very first episodes, some later. Something is still brewing and not revealed. Some of things are common and shared across all branches, like Quinn's part with prostitution, drug dealing, Stephen participation, etc. Why the Maya's part have to end so easy? Nope, no way.
- Sep 4, 2017
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question for people that frequent other dik forums/discords/etc:
I know people in here call jill a goblin and no one could even be bothered to post her poll pics until a couple of days passed. But, what do they think of her in other sites?
I know people in here call jill a goblin and no one could even be bothered to post her poll pics until a couple of days passed. But, what do they think of her in other sites?
- May 17, 2020
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so according to you every plot has to absolutely drag on until the last chapter? it is not permissible for Maya to have another plot (better than none anyway) outside of the loan? the relationship with her father, her mother's situation is not enough, Maya has to spend another 6 chapters thinking her way out of a con (because however you put it Patrick's is a con).
the documents will be another fruitless wait, as was talking to Burke, precisely because they are non-canon, I don't think Maya will be given her own bad ending (considering how averagely she is hated it would become perhaps among the most viewed endings in the game...)
it is also not certain that in any case Jill's lawyer will be able to read them as early as the next chapter, assuming she is reliable and not a random "Priscilla"
we have to invent an astral conjunction of planets for Maya to actually be bound to a loan, as if the fact that she wasn't somehow rectifies her situation. if the loan is Patrick's, the money is Patrick's, Maya doesn't have her tuition paid anyway, no more nightmare of bankruptcy, but her story at BR would still be over (let's cut the nonsense about people paying out of generosity for Maya's enrollment, Jill, whose financial situation doesn't exactly seem that bright, won't do it, and no one else will). at that point there will HAVE TO be a confrontation with her father, and that will close this very long cycle.
at which point by the last season they will probably be affixing the problems common to all the runs
- Nov 10, 2020
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- Dec 16, 2022
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I haven't told that the Maya's loan story must not end and have to be dragged till the end of the game. I told (or tried to) that it won't end so simple and lighthearted as you think. We are at the point that shit started to hit the vent and this is one of pieces.
Well, I'm even glad that some people feel the relief and hoping for such easy exit from this situation. Do you expect the same for the Quinn & Stephen? Vinny & Riona? Even if something ends so fast and easy it doesn't mean that it won't left the consequences, sometimes very sour.
Well, I'm even glad that some people feel the relief and hoping for such easy exit from this situation. Do you expect the same for the Quinn & Stephen? Vinny & Riona? Even if something ends so fast and easy it doesn't mean that it won't left the consequences, sometimes very sour.
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- Oct 14, 2020
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- May 17, 2020
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would it be an "easy exit" for Maya to discover that she has been deceived all this time by jeopardizing her relationship with Josy for a scam? I am sure was one of her main aspirations making an idiot of herself in front of everyone
would being forced to confront her father be a walk in the park? after she has pretty much failed to do so all her life--a confrontation in which somehow Helen will have to play a part as well.
I am sure she will celebrate when she finds out.
in what, on the other hand, would it be a more complicated and painful end to set up a blackmail, which must make a mockery of all realism, and which must at that point be confronted in a court of law? really suffered...
- Dec 16, 2022
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Oh, it's the time for the best and petite ass competition, right?
Here we go:
- Nov 10, 2020
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- Oct 14, 2020
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If it's a binder of loan paper work, it's not a coincidence it's just logic.Probably the most reasonable part in the whole discussion. They don't know what they signed. The Jill's question and explanations are also a good clue, that it's probably not the proper "student loan" but a loan of the other type and nature used to pay for the tuition. And the "Finnman bank" is the one, that's probably gives loans and credits for Patrick's car dealership customers. Patrick used exactly this bank to get the loan for Maya & Derek. And MC reads all that from the papers in the binder. And what's more interesting - Helen's bills (which are paid) is in the same binder, for some reason. Coincidence?
I was expecting for more spicy and nasty options, tbh
Briefly, let me explain why this loan storyline is so fucked up. Banking laws regulate who can borrow money. It differs slightly in each jurisdiction but simply put. you can borrow money if you prove that it's reasonable that you can pay it back. Governments do this to ensure that the banks don't go bust and ruin the economy. (that's the theory anyway).
Now let's look at Maya's loan. When you take a loan, it's paid to the primary borrower directly or to an institution designated in the loan agreement, like a college or someone you are buying a house from or etc. This part of the loan agreement is regulated, you can't just take out a loan to pay to your cousin Charlie because you like him. The bank would never grant such a loan because the government would be all over their ass if they did.
Now what kind of loan is Maya dealing with? We don't know yet but there are only so many scenario's for this.
Maya takes a loan to pay for college. This is a loan she would never get because she's not a qualified borrower, there's no reasonable expectation that she can pay it back. Now if Patrick, her Father who has a house, a car, a business co signs her loan then she would be paid her money directly or it would be paid to B & R, Patrick would never touch it. But if the loan defaulted, the bank would go after Maya's assets, see she had none, then turn to Patrick, the co signer to collect their debt. Good for Maya but it doesn't work for DPC or his story.
Patrick takes a loan to pay for Maya's college. This is a possible loan. Patrick has a house, a car, a business, it's reasonable that he can repay it. What's not reasonable is that Patrick could add Maya as a cosigner. Why? Because it's redundant, Patrick can pay back the loan. Because Maya is not a qualified borrower. And because the bank would never grant such a loan because the government would be all over their ass if they did.