VN Ren'Py Being a DIK [v0.10.1] [DrPinkCake]

[Kpyna]

If it's a binder of loan paper work, it's not a coincidence it's just logic.

Briefly, let me explain why this loan storyline is so fucked up. Banking laws regulate who can borrow money. It differs slightly in each jurisdiction but simply put. you can borrow money if you prove that it's reasonable that you can pay it back. Governments do this to ensure that the banks don't go bust and ruin the economy. (that's the theory anyway).

Now let's look at Maya's loan. When you take a loan, it's paid to the primary borrower directly or to an institution designated in the loan agreement, like a college or someone you are buying a house from or etc. This part of the loan agreement is regulated, you can't just take out a loan to pay to your cousin Charlie because you like him. The bank would never grant such a loan because the government would be all over their ass if they did.

Now what kind of loan is Maya dealing with? We don't know yet but there are only so many scenario's for this.

Maya takes a loan to pay for college. This is a loan she would never get because she's not a qualified borrower, there's no reasonable expectation that she can pay it back. Now if Patrick, her Father who has a house, a car, a business co signs her loan then she would be paid her money directly or it would be paid to B & R, Patrick would never touch it. But if the loan defaulted, the bank would go after Maya's assets, see she had none, then turn to Patrick, the co signer to collect their debt. Good for Maya but it doesn't work for DPC or his story.

Patrick takes a loan to pay for Maya's college. This is a possible loan. Patrick has a house, a car, a business, it's reasonable that he can repay it. What's not reasonable is that Patrick could add Maya as a cosigner. Why? Because it's redundant, Patrick can pay back the loan. Because Maya is not a qualified borrower. And because the bank would never grant such a loan because the government would be all over their ass if they did.

Uh... I think the differences between countries realities, regulations, laws and bank behaviours are much more than you expect or assume. And I think you idealize banks and regulators too much and exaggerate their omnipotence or desire to "protect" the borrower or, as you said, the "country's economy" in general.

A loan to a borrower for banks works conversely like a deposit. In advanced countries, deposits have a ridiculous or practically zero percentage of income, encouraging people to invest money in the economy rather than putting it in banks. And developing countries are a completely different matter. The interest rates can be very high, but they usually barely cover inflation. This is offtopic, since the game part takes places somewhere in the USA, but all this still have an actual grounds even in the USA.

I cannot say or compare anything, because I have not live or visited the USA. If everything is so good and strict with the issuance of loans, as you described it, that let's say an 18-year-old will not be able to get a credit card and so on, then why is there are so much homeless people? Banks is a banks. They want to make money even if borrower is awful. They always find ways to fuck the person if he failed to repay.

MC is not a better candidate than Maya for getting loan, but in EP1 he says this:

mc "I can't accept this. I'll take a student loan and will find a way to earn some extra pocket money."

He is not working officially, has no confirmed income and pocket money making intended to live and survive as independent person and live his life in college, but it's not suitable for paying the loan he took. And... as we know Neil is not a person who can become a co-signer. House and the property of MC and Neil are not quite enough to cover something.

If you can explain me how come MC was able to get the loan being literally poor, while you think that Maya could not do that being in the same position, at worst, I would greatly appreciate it.

According to what you said and assumed, I think that Maya got it all right. Dad told her that he is taking the loan and she will become a co-signer, but he fucked her up (and Derek too) and made it so, that's it's Maya, who got the loan, while Patrick became a co-signer for her. Maya doesn't have property or any income and she is his daughter... she can't become a co-signer for him. Co-signer is a backup option for banks to take their money and shit back if the person who got the loan can't repay it anymore. Even im my shitty country years ago, when I was a co-signer for my sister loan, we had almost the same income, but the bank checked me, my documents, various certificates and statements several times more thoroughly than hers. At the moment (in my country)... a lot of people grab credit cards, live on them in debt and then take another card from another bank to repay the previous loan. Most of the time the only property they have is their apartments or houses in the suburbs. Their income is not covering expenses for a long time and all these percentages and other things only make the situation worse. But banks are not particularly worried, because if they throw a person out on the street and sell his apartment or house, they beat off everything and still stay with the profit.

And back to the game universe... Finnman bank was chosed on purpose. It's an additional clue of how and why he got this loan and why it was approved so easily, taking in mind some obstacles here and there. What do I mean? Often business and organizations cooperate with a certain bank. This often means preferential loans, much simpler registration of banking products (including credit cards) and a bunch of different bonuses for employees of the organization from a particular bank. Patrick's car dealership works with Finnman Bank. He could have taken this loan from any other bank, but no, he chose the bank with which his car dealership works.

In any case, any further reasoning will not be of much use, because it is impossible to get into the head of a DPC. References to real life and how and what works or doesn't work can help narrow down the number of versions and theories, but they can hardly help to understand how things are in the world of the game and what its author intended. It's exciting as the camera which Derek find at the end of EP9 and seems to become the very first matter in EP11.

 

[Kpyna]

View attachment 3295473

 

[Porthas]

View attachment 3296665

Ugh, that scene is so cringe. That's a perfect opportunity to "cheat" and DPC takes away that player agency and forces MC to make that face. Now, if player were given a choice to react that way, fine.

So yeah, this is one of those places I think the game kinda fails. I like the game a lot, but it definitely isn't perfect.

 

[Porthas]

mc "I can't accept this. I'll take a student loan and will find a way to earn some extra pocket money."

He is not working officially, has no confirmed income and pocket money making intended to live and survive as independent person and live his life in college, but it's not suitable for paying the loan he took. And... as we know Neil is not a person who can become a co-signer. House and the property of MC and Neil are not quite enough to cover something.

Agreed, this follows with the story being set in the U.S., where students can get eyeballs-deep in debt for college because the Fed helps them get loans for school.

 

[soprano31]

Oh, it's the time for the best and petite ass competition, right?

Here we go:


View attachment 3295448

 

[Geralt From Rivia]

Ugh, that scene is so cringe. That's a perfect opportunity to "cheat" and DPC takes away that player agency and forces MC to make that face. Now, if player were given a choice to react that way, fine.

So yeah, this is one of those places I think the game kinda fails. I like the game a lot, but it definitely isn't perfect.

It’s a pity that the DPC didn’t give any choice in this scene. In a similar scene with Maya, MC remains in control of the situation and has a choice whether to touch Maya's leg or not.
All I wanted to do at my Sage brunch was get out of there.

 

[felicemastronzo]

Ugh, that scene is so cringe. That's a perfect opportunity to "cheat" and DPC takes away that player agency and forces MC to make that face. Now, if player were given a choice to react that way, fine.

So yeah, this is one of those places I think the game kinda fails. I like the game a lot, but it definitely isn't perfect.

it's also the whole idea of these Cheat points, or whatever we want to call them, that doesn't make much sense.

there's a temptation but there's no point in falling for it because you can't go all the way through.

what's the point of going to Cathy's house if we're then FORCED to back out? at that point I'm not going....

 

[Porthas]

it's also the whole idea of these Cheat points, or whatever we want to call them, that doesn't make much sense.

there's a temptation but there's no point in falling for it because you can't go all the way through.

what's the point of going to Cathy's house if we're then FORCED to back out? at that point I'm not going....

Huh I didn't know about the Cathy thing since I don't have a playthrough yet where I go over there. But yeah, some romance paths are gated a bit too hard and that's a shame.

 

[felicemastronzo]

Huh I didn't know about the Cathy thing since I don't have a playthrough yet where I go over there. But yeah, some romance paths are gated a bit too hard and that's a shame.

you can also take as an example all during the Halloween party
removed a few scenes (the one with Heather, hopefully the one with Bianca) that are supposed to have positive or negative consequences, the others are very stupid temptations that lead to nothing.
why should I touch Sara and Melanie's ass if nothing can come of it?

 

[Amuun]

Any Guide on correct order to install ? It's too confusing.

 

[Kpyna]

Ugh, that scene is so cringe. That's a perfect opportunity to "cheat" and DPC takes away that player agency and forces MC to make that face. Now, if player were given a choice to react that way, fine.

So yeah, this is one of those places I think the game kinda fails. I like the game a lot, but it definitely isn't perfect.

Cheating branchings here and there at THIS part of the game seems to be impossible. But the "TC" are definitely collected for something in the future. It's like the MC decides to try relationship (EP8) and going through temptations constantly. If he behaved well, relationship grows up and cements, if not then at some point the cheating options may become available and opportunity to fuck up the current relationship, respectivelly. Others branch doesn't have it, bc MC is still fooling around. I think the "others" branch must be settled down at the end of Season 3 with the one of SGs available and MGs in case with Josy / Maya solo paths. Final choice or something like that. Of course with the option to continue to fool around, but what girls could left in such category at the end of S3? Camila, Sarah, Melanie and some strippers like Sandy. Even SG paths started to block each other, like Nicole and Nora. Expecting the same for Rio, Lily and Quinn soon.

In general - MC personality created by DPC not allows him currently to cheat. As any normal man, especially at his age he could grab the Josy's ass like almost immideately, because such girl behaviour is not a some subtle or ambiguous hint, it's literally like shouting "FUCK ME".

And the fact that MC is restraining himself in every possible way, trying to remain faithful to the newly chosen girlfriend, is quite plausible at this stage. It's like a test, you either pass it or you fuck it up. Things are more complicated IRL, but we're in the damn game. So, let's say MC follows his personality and a "relationship type" guy patterns.

It’s a pity that the DPC didn’t give any choice in this scene. In a similar scene with Maya, MC remains in control of the situation and has a choice whether to touch Maya's leg or not.
All I wanted to do at my Sage brunch was get out of there.

Because it's Maya who offers it first. Josy intentionally slips to the lingerie and shows MC her butt waiting for some action from him. It's the difference in their personalities and how differently they act in such situations.

it's also the whole idea of these Cheat points, or whatever we want to call them, that doesn't make much sense.

there's a temptation but there's no point in falling for it because you can't go all the way through.

what's the point of going to Cathy's house if we're then FORCED to back out? at that point I'm not going....

Because her path remained open and MC said her that he want it to continue. Then things changed and he have to said her that he is not available. Same happening with Nora at the gym outside the Others branch. Paths that remained opened have to get the logical closure at some point.

Regarding TC, I believe they will be collected up to the some point in the game when new branchings with particular cheating options could open. Let's say it would be a Season 4. It's just too early to make this mess and quite out of MC personality and integrity that DPC had built for this character.

you can also take as an example all during the Halloween party
removed a few scenes (the one with Heather, hopefully the one with Bianca) that are supposed to have positive or negative consequences, the others are very stupid temptations that lead to nothing.
why should I touch Sara and Melanie's ass if nothing can come of it?

Some MC actions could be seen by other people and could have more significant consequences in the future, like some of the photos, because all girls can see them. While other actions is not (like grabbing Nicole ass). Some of those setting particular variables AND increase the TC points, while other just increase TC w/o any additional variables. You may treat it as an MCs inner conscience and decency. When you become used to something, you're changing in the same direction. It's a good mechanics for game, imo.

 

[Geralt From Rivia]

Because it's Maya who offers it first. Josy intentionally slips to the lingerie and shows MC her butt waiting for some action from him. It's the difference in their personalities and how differently they act in such situations.

That's why I finally jumped off the Josy train. The event with her in this episode was the last straw.

 

[Tremonia]

Any Guide on correct order to install ? It's too confusing.

It's easy. If you can count until 3 you'll figure out which is the correct order.

 

[felicemastronzo]

Because her path remained open and MC said her that he want it to continue. Then things changed and he have to said her that he is not available. Same happening with Nora at the gym outside the Others branch. Paths that remained opened have to get the logical closure at some point.

Regarding TC, I believe they will be collected up to the some point in the game when new branchings with particular cheating options could open. Let's say it would be a Season 4. It's just too early to make this mess and quite out of MC personality and integrity that DPC had built for this character.

what DPC will want to do with CTs only he knows and maybe we will find out as we continue to play the game.

my point is that a "temptation" that leads nowhere is not a temptation, it's less of a trap. if going to Cathy's house doesn't lead to anything immediately "positive" why on earth would I go there? nothing is even discovered for the plot. to see what the punishment will be, cumulative or not, in a couple of years? it's not worth it in any way.

now with Bianca it might be, but it's not certain and for now the answer would be no, that squeezing her ass is a stage for a particular storyline, it might be worth it.

But most CTs are dead ends.

a completely different matter is SGs who don't want to deal with a committed MC, that's a simplification of branching and that's fine.

 

[Kpyna]

That's why I finally jumped off the Josy train. The event with her in this episode was the last straw.

She wants to win MC back or just want him. Josy's biggest role outside the Throuple or out of her solo path is a huge guilt trip trap for MC. It feels even bigger than it was with Megan (and Melissa if we compare her with Maya) in AL.
It could be horrible and really repulsive if MC hadn't real feelings for her and crush on her. But we know that it's not that simple.

In her case, it's falling in love, the inability to get rid of her feelings and a feeling of helplessness multiplied by her personal qualities and character. No worse and no better than the rest of MGs. Bella hides something creepy about her husband, advises her best friend to date a guy and steals him, Sage tries to fuck the MC throughout the first two seasons, openly cheating on her boyfriend (even if he is a moron). Josy at least tries to say or explain something and apologizes for her actions. Only Jill seems to be "saint" here, but probably due to her Ivory Tower like life, virginity and lack of experience in relationship in general.

what DPC will want to do with CTs only he knows and maybe we will find out as we continue to play the game.

my point is that a "temptation" that leads nowhere is not a temptation, it's less of a trap. if going to Cathy's house doesn't lead to anything immediately "positive" why on earth would I go there? nothing is even discovered for the plot. to see what the punishment will be, cumulative or not, in a couple of years? it's not worth it in any way.

now with Bianca it might be, but it's not certain and for now the answer would be no, that squeezing her ass is a stage for a particular storyline, it might be worth it.

But most CTs are dead ends.

a completely different matter is SGs who don't want to deal with a committed MC, that's a simplification of branching and that's fine.

I got it, you want immediate outcome of your actions. But most of the time it won't look plausible. Some variables (read our actions) were brewed for years IRL, while in game universe time it's just a couple or weeks or months. I hope you hadn't complained when MCs dickpic he put in Tyballs phone in EP5 played out it's role at the end of EP7? More than year IRL, but a couple of weeks in the game. Why the so important things like cheating and it's probability or setting up the grounds for it should take less?

If MC was originally written by DPC as a prick and a guy who is ready to give up on his own words, then yes, but then the choice of any branch and "relationship" would not make sense and BADIK should follow the harem games pattern. To make the MC a cheater, you need to loosen its internal attitudes and shift them to the dark side. Because guy who have particular internal attitude and choose the relationship and immediately start to fool around looks ridicolous even for a porn game, while BADIK is not "another porn game", right?

 

[felicemastronzo]

I got it, you want immediate outcome of your actions. But most of the time it won't look plausible. Some variables (read our actions) were brewed for years IRL, while in game universe time it's just a couple or weeks or months. I hope you hadn't complained when MCs dickpic he put in Tyballs phone in EP5 played out it's role at the end of EP7? More than year IRL, but a couple of weeks in the game. Why the so important things like cheating and it's probability or setting up the grounds for it should take less?

If MC was originally written by DPC as a prick and a guy who is ready to give up on his own words, then yes, but then the choice of any branch and "relationship" would not make sense and BADIK should follow the harem games pattern. To make the MC a cheater, you need to loosen its internal attitudes and shift them to the dark side. Because guy who have particular internal attitude and choose the relationship and immediately start to fool around looks ridicolous even for a porn game, while BADIK is not "another porn game", right?

almost, but you're not there yet.

it doesn't matter what I want, it matters that I have no reason to give in to these temptations that DPC puts in front of me, thus making them useless temptations.

leaving the dick pic in Tybalt's cell phone, was already immediately a "satisfaction," just as stealing the money in Jill's room had its own utility.

most of these CTs have no immediate satisfaction or meaning.

then, even though it had nothing to do with my argument (I was talking about the player, not the character) I understand little of your reasoning about MC's "new" maturity, that he would be so grown up that he would not want to cheat "already" on his partner, but would be ready to commit so many stupid acts with anyone just for the sake of it. he accepts the risks but rejects the benefits

so MC is, for example, so mature that he would not want to cheat on Jill when the opportunity would present itself to him, but then he finds that it might be acceptable to touch the ass of his girlfriend's best friend whom he has talked to once in his life... in short, good but not great...

 

[Geralt From Rivia]

She wants to win MC back or just want him. Josy's biggest role outside the Throuple or out of her solo path is a huge guilt trip trap for MC. It feels even bigger than it was with Megan (and Melissa if we compare her with Maya) in AL.
It could be horrible and really repulsive if MC hadn't real feelings for her and crush on her. But we know that it's not that simple.

In her case, it's falling in love, the inability to get rid of her feelings and a feeling of helplessness multiplied by her personal qualities and character. No worse and no better than the rest of MGs. Bella hides something creepy about her husband, advises her best friend to date a guy and steals him, Sage tries to fuck the MC throughout the first two seasons, openly cheating on her boyfriend (even if he is a moron). Josy at least tries to say or explain something and apologizes for her actions. Only Jill seems to be "saint" here, but probably due to her Ivory Tower like life, virginity and lack of experience in relationship in general.

Now I'm thinking about how I wouldn't have to go back to Ep.5 and change the choice instead of "Still have feelings to Josy". This was a huge mistake that could ruin my current brunch. And what’s so terrible about it if MC has cooled off towards her? IRL, seeing this situation with two girls, I would get as far away from it as possible, wish them happiness and step aside.
Knowing her now, her fanatical feelings for MC, I would have avoided Josy from the very beginning. The fact that she is trying to explain her actions does not justify these actions in any way, thereby she treats Maya badly and seduces MC, who already has a girlfriend.
Knowing that you are doing something wrong is not an excuse for your actions if you continue to do so.
With all the shortcomings of Jill that you described, I trust her much more, with Sage everything is simple - never betray her and she will not turn against you in this way. Chad himself is to blame for this situation, not just by cheating, but also by using Sage, stealing her life.

 

[Dr.Slime]

Man i go for another thread and came back still talking about loans and asses .
This thread never changes thats why i like it

 

[Kpyna]

almost, but you're not there yet.

it doesn't matter what I want, it matters that I have no reason to give in to these temptations that DPC puts in front of me, thus making them useless temptations.

leaving the dick pic in Tybalt's cell phone, was already immediately a "satisfaction," just as stealing the money in Jill's room had its own utility.

most of these CTs have no immediate satisfaction or meaning.

then, even though it had nothing to do with my argument (I was talking about the player, not the character) I understand little of your reasoning about MC's "new" maturity, that he would be so grown up that he would not want to cheat "already" on his partner, but would be ready to commit so many stupid acts with anyone just for the sake of it. he accepts the risks but rejects the benefits

so MC is, for example, so mature that he would not want to cheat on Jill when the opportunity would present itself to him, but then he finds that it might be acceptable to touch the ass of his girlfriend's best friend whom he has talked to once in his life... in short, good but not great...

Well, if you meant "satisfaction" as is, then I probably understand you and your point. Cheating, obviously, will be a fuck up and will lead to a kind of bad endings. So, it's more about the completionist stuff like seeing all outcomes and endings (even the bad ones). But satisfaction... well, everyone have it's own pleasures

Player (you) & MC in game - you can't help, but you play as MC which is written in a specific way, as intended by author. Obviously, you can't have a complete freedom of actions, because any significant action creates a branch in the plot, and even a minor one (if there is a variable behind it) should somehow affect something in the future. So the model of "preparing" for something, for a kind of check or checkpoint at a certain moment or at a certain stage of the game, is a reasonable substitute and limitation mechanics. RP already have a certain value in the Throuple branch and at some point will most likely play a role with other MGs too, the same goes with TC, I suppose.

 

[Dr.Slime]

What no new previews does to a person...

However, considering how DPC is apparently focusing only on animations right now it does makes sense there are no previews yet, because there aren't any static renders done so far.

If that's the case the lack of previews is acceptable since it means DPC is prepping a render queue that can last months.


Also, somethign that I thought about after seeing the Camilla poll.

Considering how that means that Camilla is part of the party that makes me sure that nothing bad will happen with Riona and she will probably be released shortly after her capture, because otherwise there is no way Camila would be in the mood for any parties if one of her best friends was dead/hurt/missing.

Yeah I didn’t see the poll for Cam if you have it ss for me, Also nothing will happen to Rio from the start but , now you make me remember what Vinny did i think i will make a render of him getting beat out , because DPC wont do it I believe.