Maya could be in for a double surprise if she was thinking of double-dipping her tuition – using her student loan to pay and the HoT money for something else. The topic of how a glory-hole business could possibly finance a private Uni education and generate enough profit for those running it to be worth the trouble has been touched on a little bit before, but...
New Theory time:
What if there is
NO actual tuition money to be had at all from the HoTs - even if they work for Quinn.
The easiest way to run this - if Burke is involved - is for him to just key in “tuition fees paid” in the Uni’s record for those working as hoes. Quinn tells him which girls, he fudges the Uni's accounts accordingly and takes a lump sum payment for each record he alters.
This would add fraud and embezzlement to his crimes, but is realistically the only way the menu could be profitable compared to having to actually pay a very large cash amount to each working girl to be re-deposited into the Uni's account. It would also leave a far smaller cash trail footprint to conceal. From the girls' perspective, it would appear to be legit. They are simply told that "your fees have been deposited for you." Meanwhile,
all the revenues go to those in on the scam – Burke, Quinn, Riona (and can be further used to invest in purchasing the drugs.)
This would also explain why Quinn and Riona were worried about the "free tuition" rumours. Riona doesn't want to expand at all (more girls means more money owed to Burke). While Quinn does want more girls, she also wants the “carrot” to be known only by targeted recruits. If it becomes a general rumour around campus, it potentially exposes the entire scheme.
This may not be the way it's run in the game, but that's how I would do it if I were Burke
(not that I have a criminal mind or anything).