The onus is entirely on Patrick here though. Maya is under no obligation to reach out to him after the shit he's pulled.if you defeat the blackmail of the loan, Patrick's is not a reconciliation but a surrender, it changes a lot.
Maya doesn't have a financial problem, she already has the loan to pay for college, she has a problem with her father, that has to be solved. and her mother's illness doesn't make it avoidable, Patrick has to come to his senses
While the blackmail is in place, Patrick has little motive other than his wife's illness to try to reconcile. From his perspective, he has years for Maya to "come to her senses". With that blackmail removed, he probably no longer would feel like he can just play the waiting game and might actually start processing that unless he owns up to his awful behavior that he may lose both his wife and daughter forever.