Gamers ... contracts are just that - the agreement between however many parties.
We do not know any of the many many pages or it.
The father can be the primary and can just be there to support his daughter in a contract agreement with the bank. There might not be more to it. She has no assets, he had them.
He might have put the family business as collateral so that is her emotional blackmail:
She quits or does not get along, they lose it all as a family.
We all love Maya, MC loves Maya, she be the nutter than his worm brother literal sister.
She is emotionally blackmailed by her father with the weight of all this guit:
Everything her family has is invested in the loan, she feels that she cannot let it fail.
We are here to be a shoulder to cry on, offer support, release and throbbing love
in order to see her get better in her heartache and find mening in her life
along side MC and his bombshells great friends.