Oh so you are already in the sex minigame, okay.yes, she even offers to kiss you but then goes all "no!!" and demands money
maybe the game is just bugged
Just focus on Talking to her and raising The mood, eventually you get some sort of Dialogue that Triggers a flag so that you can have sex.This is something you'll have to do for Multiple girls as most girls don't let you immediately have sex with them. Collette's one of the simple ones, Some of the girls are a bit more indirect in how to trigger sex.
and yeah sometimes, heck more then sometimes, girls will just ask for money in the middle of the thing. Be prepare to toss money at them, at the very least its a simple way to raise the mood. Also some of the girls personal quests will be completed based on how much money youve tossed at them during sex or buying stuff from their shop so Thats also something to keep in mind. I wouldnt bother trying to complete those till you have a Ton of money though since they ask for more money when you have more money making it faster to meet their quest requirements. Example, you have 100k gold, They'll ask for around 9k gold everytime they ask for money, but if you have 100,000k gold them they might ask for around 900k gold perrequest making it WAY faster to complete the personal quests. (Also I know thats not the amount they would ask for, Im just giving an example, someone thats played the game more recently can give more accurate numbers If they want to but its probably not needed)
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