I'm impressed.
I have story ideas that I want to make into a VN and I've bought a fast computer with fast graphics card and downloaded DAZ Studio and even purchased a few assets and all that turned out to be the easy part.
Actually using DAZ is beyond my patience level. I looked at AI but the uncanny valley is more than I want to put up with.
95 hours doesn't seem like a long time but I'm not the one that had to sit at the desk and do it. Good job!
You could have the most powerful computer in the world, it won't change the fact that it takes a lot of work. Not only do you need to learn how to use software like Daz or whatever your style is, but also coding of engines (Ren'Py, Unity, RPGM...), and not the last one, by writing whatever world and scenario you have in mind and want to describe.
Just look at how long it took to make the most “popular” Great games like SS from the same Dev. If it were that simple, there would only be developers on this site.
So if you wanna be a Dev, start by buying a good armchair to sit your ass confortably on.
Oh, and good luck with your project