Yeah I've been using the dev tools to get around the cash limits, as for credits I just signed up for the 500/m tier so I intend to stock up same as yourself. It's just odd to me that the stripper scenes are so expensive when I think most patrons would want to save their credits for scenes with mainline characters. Aside from the Didi scene, I likely won't unlock any of the stripper scenes until I have a surplus of credits.
All things considered though - dsp has been putting out some quality updates recently and all the bugs surrounding saves and stats seem to have been resolved. Still have mixed feelings about the credit system but overall I respect the work he has been putting into this game. Eagerly awaiting the brand new chapters, been a long time coming.