I agree with you on how the MC acted in this update. It was like he woke up for 18/19 with his male PMS in full flow and went asshole mode on pretty much everyone in game. The only event that I actually enjoyed in this release was with the two sisters after Gabby's event. (The way that the MC acted to her actually pissed me off so much I loaded a save before it, and then did the option to not visit Gabby. If he can't treat her right then he don't deserve to be with her.).I went with 5% because I assume this gives a steady source of income that isn't tied to the amount of time spent in the club, giving MC time for unpaid shenanigans.
I also felt MC was too much of a dick to Gabby and will hopefully make up for that later.