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PHIL101-YYouPPHard

Active Member
Jan 11, 2022
938
1,801
Then I hope he starts investing some of it in something that might actually make money. A small local bookstore is likely going to lose money, the museum is obviously not an earner, the diner might make a bit but margins in the food service industry tend to be 1.5-2.5% so ... not a lot of money. Not saying he should stop giving, just that he's going to need some flowing in if he wants to keep giving at the rate he has been.
He might have some profitable investments as well. He seems savvy enough to come to that conclusion. I have no understanding of wealth of that magnitude, but I'd guess he can afford to have some more personal, passion investments that help the people around him, yet don't really make a return.
 
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cooldevo

Member
Jan 30, 2021
209
210
He might have some profitable investments as well. He seems savvy enough to come to that conclusion. I have no understanding of wealth of that magnitude, but I'd guess he can afford to have some more personal, passion investments that help the people around him, yet don't really make a return.
MC does say that he has investment properties spread around. I believe it was in the Hot Tub scene where he gives her the key. The apartment he gets for Nikki I believe was at one of the properties he owns.
 

Maviarab

Dark Lord of the Coffee
Donor
Jul 12, 2020
10,503
24,608
He really doesn't need anything overly profitable (for tax reasons if nothing elose)....just not a huge loss.

It was what...17mill iirc he cashed out with (or was it 27...I can't remember)? There will be tax gains to pay on that....but even with that...he bought his apartment and drives an average but nice new car...he not flash at all and he bought a few investment properties (which if IIRC...some are commercial he gets paid rent on).

Plenty left over....just one million in the S&P will return him 100k a year, less income tax (if he takes it as income and not accumulation). His only bills are utilities etc...so he owns everything he has, he has no debt...a 100k a year income and still has a good 8 million left over.

He really doesn't need to do anything.
 

NewTricks

Forum Fanatic
Nov 1, 2017
4,659
9,951
so much this I actually got mad I had to have sex with her. Not because I didn't want to but because I wouldn't want to have it as a condition for giving her money it feels shitty to someone Guy considers as a friend.

About the money I think Neon said awhile he is around the 8 - 30 mil range as he wanted to make him rich but not so rich that he has fuck you money and can go spend it like crazy.
As far as Guy's finances, assuming the high-end figure for principal and a (measly) 15% rate of return/profit on his investments and businesses his income alone is 4 and a half million bucks a year. If he is donating the lion's share of that income to charity he probably has enormous tax advantages, especially if he incorporated because the US is allergic to taxing corporations. His charitable funds are probably held in a trust and don't even count against him in any given fiscal quarter for tax purposes. In point of fact, he may even qualify for grants from the government and donations from other wealthy individuals to supplement the cash flow of the trust. Rich people never pay for anything in this country. Given how modestly he lives (by rich folk standards) I doubt he hits the pillow at night worrying if he can afford the foundation.
 

cooldevo

Member
Jan 30, 2021
209
210
He really doesn't need anything overly profitable (for tax reasons if nothing elose)....just not a huge loss.

It was what...17mill iirc he cashed out with (or was it 27...I can't remember)? There will be tax gains to pay on that....but even with that...he bought his apartment and drives an average but nice new car...he not flash at all and he bought a few investment properties (which if IIRC...some are commercial he gets paid rent on).

Plenty left over....just one million in the S&P will return him 100k a year, less income tax (if he takes it as income and not accumulation). His only bills are utilities etc...so he owns everything he has, he has no debt...a 100k a year income and still has a good 8 million left over.

He really doesn't need to do anything.
At the very least he owns the Cafe, him and Nikki, visit several times. Also the shifty manager (blanking on his name) and Pepper work.
 
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ilikemusic1

Newbie
May 24, 2019
59
125
Edit for new version v.0.71 - I expect I'll get to updating this over the weekend.

Well here it is, a gallery mod to replay scenes in the game

Compatible with: Friends in Need
Game version: 0.60c
Mod version: 0.60c.1

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Installation: place all files into the game folder and overwrite

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Any chance of the update dude?
 

asahibito

Active Member
Modder
Jan 17, 2021
947
3,081
Just tried it. The mod doesn't seem to do anything ... as far as I can tell. The choices pop up as normal with no notes.
Assuming you already tried pressing the "G" key to bring up the guide, this issue has happened to few folks on my other walkthrough mods. It is really puzzling as I am unable to replicate it. My first thought is may be you are trying to use with an existing playthrough. It may not work in some instances due to some of the renpy tricks I had to use. So try starting a new game and see if works.

If it persists, provide a screenshot feedback. Also click on the word "tag" at bottom left corner of the guide. It should copy to the clipboard some text. Please also provide that text.
 
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asahibito

Active Member
Modder
Jan 17, 2021
947
3,081
Created a walkthrough mod for the game since I found the pdf walkthrough lacking detail. This was a big project with about 500 choice menus but the power of osananajimi compels me :LOL:. I think there are too many choices especially in the sex scenes that do not have meaningful outcomes. Hope folks find this useful and please let me know if I missed anything. The mod also has save naming functionality.

Download:
F95zone -
Quick update to be compatible with the existing Gallery mod. Download at original post.
 

allanl9020142

Well-Known Member
Aug 23, 2018
1,280
2,042
He really doesn't need anything overly profitable (for tax reasons if nothing elose)....just not a huge loss.

It was what...17mill iirc he cashed out with (or was it 27...I can't remember)? There will be tax gains to pay on that....but even with that...he bought his apartment and drives an average but nice new car...he not flash at all and he bought a few investment properties (which if IIRC...some are commercial he gets paid rent on).

Plenty left over....just one million in the S&P will return him 100k a year, less income tax (if he takes it as income and not accumulation). His only bills are utilities etc...so he owns everything he has, he has no debt...a 100k a year income and still has a good 8 million left over.

He really doesn't need to do anything.
I think it was 27 mil. It's a number that popped in my head and wasn't sure about but if someone else is saying it then that at least makes two of us. :ROFLMAO:
 

Maviarab

Dark Lord of the Coffee
Donor
Jul 12, 2020
10,503
24,608
Cheers Sop!

So yeah...28 million...after taxes...bought an apartment, few other 'properties'..new car...misc toys...he should still have a good 15 million left. As I said...1 million alone in the S&P gives him a nice income when you have no debts, no rent/mortgage etc etc...

He be doing just fine. Should also not forgot income vs wealth. Wealth is not taxed...income is. so for his businesses that he owns...you really don't want them turning over a good profit.
 
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Pixillin'

Member
Oct 8, 2024
115
112
Cheers Sop!

So yeah...28 million...after taxes...bought an apartment, few other 'properties'..new car...misc toys...he should still have a good 15 million left. As I said...1 million alone in the S&P gives him a nice income when you have no debts, no rent/mortgage etc etc...

He be doing just fine. Should also not forgot income vs wealth. Wealth is not taxed...income is. so for his businesses that he owns...you really don't want them turning over a good profit.
Well ... 28 million before taxes, and wealth isn't taxed directly but he'd still pay property taxes on the house and 1 mn in the S&P isn't going to generate that much. If you invest in safe things - banks, insurance, REITs etc you could probably count on 40 to 60k / year. You could get more than that, but only if you invest in more speculative things and take a risk of losing money. But even that money is still taxed as capital gains. Having said all of that, it doesn't really matter because if Neon wants him to keep being wealthy, he will and if the story requires him to be poor again at the end, then he'll be poor. It's not like this is a management game and we're investing his money for him.
 
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