Yes, Ocean knows what NTR means unlike some other devs. And that is why I stated there will be no "hard" NTR unless the MC invites it with being an ass all the time. Ocean will never make a NTR scene out of the blue, for NTR´s sake. We have more than one game on F95 where something like this happens, NTR without any prior events leading to it.
In WIAB the MC and lady in question need to treat each other badly and/or cheat and lie for a "real" NTR scene to happen. You will know why you encounter such a situation, not as in some other games where everything is sunshine and suddenly bang.
If the MC and the lady in question do not treat each other shabby and stuff, NTR scenes will be more netorase,sharing or swinging, depending on the circumstances.